Terms of Service

Last updated: 3/29/2025

1. Introduction

Welcome to Prequals ("Company", "we", "our", "us"). These Terms of Service ("Terms", "Terms of Service") govern your use of our website located at prequals.co (the "Service") operated by Prequals.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Description of Service

Prequals provides lead generation services for mortgage professionals. Our AI systems monitor real estate listings and property records to identify potential borrowers who have recently gone under contract on a new home purchase.

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

4. Subscription and Payments

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis (such as monthly), depending on the type of subscription plan you select.

At the end of each period, your subscription will automatically renew under the exact same conditions unless you cancel it or Prequals cancels it.

5. Compliance with Laws and Regulations

You agree to comply with all applicable laws and regulations related to mortgage and lead generation, including but not limited to RESPA, Reg Z, TCPA, FDCPA, Fair Housing Act, and CAN-SPAM Act.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Prequals and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

7. Limitation of Liability

In no event shall Prequals, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact Us

If you have any questions about these Terms, please contact us at hello@prequals.com